Evolution Financial Planning Ltd
We specialise in supporting business owners achieve long term financial security and stop work sooner, families create a long term legacy and women to become financially independent by offering bespoke 121 financial advice.
We typically have two types of clients, employed and self-employed/limited company directors. However they both have the same aim to maximise their financial position, so they can stop work or retire comfortably, if they have family, they want to protect them from any bumps in the road and they want to live their life on their terms.
We support clients by taking them through a ‘get to know you’ process and then providing holistic advice, based on their overall circumstances. Taking into account their needs, businesses and families. The advice is independent, meaning we aren’t tied to any one provider.
We know how difficult it can be to make decisions regarding your finances, and it’s important to get them right. Working with an adviser you trust and feel comfortable with is key, therefore we allow our clients to take things at their pace, charge an up front fix fee which is disclosed clearly and regularly keep in touch with updates or friendly check ins.
We have helped thousands to gain control over and learn to manage their finances. We are passionate about wealth management and financial planning.
Our all-female team is led by founder Rebecca Robertson – Independent Financial Adviser of the Year 2019, Times Top 100 Financial Advisers, TEDx Speaker, Amazon Best Seller and Author.
She believes that the financial services industry needs to change, with more diversity and transparency. Rebecca says, “We need more women and advisers from different back grounds, we need less jargon and more straight talking honesty. I hope myself and the team can make a difference to people, one client at a time”.
The Financial Conduct Authority does not regulate will writing and inheritance tax and trust planning.
There are a range of ways we can support you with your finances.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.
A Pension is a long term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
The value of investments and income from them can go down. You may not get back the original amount invested.
Wills & Estate Planning
Let us use our 20 years of experience to help with your future planning
Ethical Investing Guide
You know how important it is to invest wisely. But you also want to ensure that your investments will not do any harm to people or our planet while they make a healthy return.
You’re aware that you’re working more hours and earning more money, but perhaps you’re concerned about your spending habits and are worried you’re not saving enough. You know that financial planning makes complete sense, but never quite get around to it…
Perhaps you want to move up the property ladder or, if you have children, feel it is time to start saving for school or university fees.
You may also be thinking about organising legal guardianships for your children and want to ensure they’ll receive a lump sum should anything happen to you.
We can help with all these areas of planning. As holistic advisers, we’re able to provide advice around mortgages – which one is best for you and which lenders will offer the most money – and write wills.
We can give advice around guardianship and set up insurance policies with trust work ensuring your family’s future is protected.
We are also able to give investment advice so that your children’s university fees are covered, allowing you to relax in the knowledge they’ll leave higher education with little or no debt.
Plus, we offer advice around investment and retirement plans to ensure you’re in the best possible position later on in life.
With your partner busy working, you’re left juggling all the other plates – including the home finances – and let’s face it, making all those decisions by yourself can be daunting.
Perhaps you’re concerned about your joint retirement plans or how you’ll pay future school or university fees for the children. Maybe your goal is to set up legal guardianship for your children and you want to be able to provide them with a lump sum should anything happen to you?
We are here to offer a second opinion. Think of us as someone to bounce ideas and concerns off. As well as providing you with advice on guardianship we can help set up insurance policies with trust work ensuring your family is protected.
We are also able to give investment advice so that your children’s university fees are covered, meaning you can relax in the knowledge they’ll leave higher education with little or no debt.
We can also offer advice around investment and retirement plans to ensure you’re in the best possible position later on in life.
Your business is going well and you’re paying yourself a salary but, now you’ve reached this massive milestone, you know there are other areas of your financial life which need attention.
Now that the business is working and profitable, it’s time to shift your focus to other matters such as sorting out your existing mortgage or reviewing your pension plan. You know you could do more with your earnings and wonder what else you could consider.
We can help you create the financial plans you’ve been putting off and support you in making sure all your finances are in order – after all, you’ve worked hard work to get here and want to make sure your efforts pay off.
For younger couples or individuals just starting out, things are no different to 20 years ago except house prices are much higher!
Making the right decisions about your mortgage – how long the term is and what type you need – is very important. After all, it’s probably the biggest financial commitment you’ll ever make.
You may be wondering where to start or what you should do to put yourself in the strongest possible position. How much can, or should, you borrow? Are there schemes which could help you up the ladder?
We can help you find the right mortgage for your circumstances, ensuring it is financially comfortable for you. We assist with the whole mortgage administration process, so you’ll always have someone to speak to.
Later on, we can advise on any protection needs you may have and even give you support in writing your will.
Getting your ducks in line in readiness for your retirement is super sensible and worth the time and effort, especially if you haven’t done this on a regular basis over the years.
You could be worried about all the paperwork and have no idea what your projected earnings would be at retirement. Or, you might have spare money and not know what else you should be doing to make the future secure.
We can help you review your pensions and give you advice on which steps to take to ensure you are in the strongest position.
Going through a divorce is a massive time of change and there are so many decisions to be made around where you live and how will you continue to pay the bills.
Everything comes into question – your Wills become invalid, your life insurance policies may need changing and, if you need to apply for a mortgage, you might not know how much you can borrow.
With so much information to deal with, we understand that deciding what to do can be overwhelming.
After getting legal advice, we are able to help you with all these areas. As holistic advisers we don’t just deal with mortgages or pensions, our team is able to give you guidance on all the areas you may be facing, making it easier for you to make decisions.
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