Pensions: why have one, what do they mean for your future and what is the alternative?

Pensions: why have one, what do they mean for your future and what is the alternative?

The Office of National Statistics ONS, has revealed that just under 50% of people do not have any private pensions. This means that when they retire, they will be relying on the State or any investments they have to fund their income. Pension companies are struggling...
How to write your will so that your family actually gets what you want to give them and how to avoid common mistakes

How to write your will so that your family actually gets what you want to give them and how to avoid common mistakes

Plenty of people tell you to make a will especially when you have children, they say, make a will before it’s too late so you can protect your family. However not many people tell you what you need to write and how to write it, so experts are now saying that a badly...
Paying off your mortgage early. Why do it, what are the benefits and how to go about it.

Paying off your mortgage early. Why do it, what are the benefits and how to go about it.

A mortgage is quite possibly the biggest debt that any individual may have in their lifetime. Here’s a few ways to reduce this debt and clear it earlier than you thought you would, saving yourself a good deal of money on your interest payments as you go along. Tell...