Self-employed finances
The number of people running their own businesses has soared in recent years, with a significant number being set up by someone aged over 50. But a high number of self-employed workers in the UK do not currently save into a pension. In light of recent events involving...
No Maths degree needed!
There is no getting away from it. To create and manage wealth, you’ve got to keep an eye on things. Getting a load of numbers in front of you, even as an experienced professional or business owner, can be daunting to say the least. What does it all mean? What am I...
Investing – how do you deal with bad news?
Creating and maintaining the right investment strategy plays a vital role in securing your financial future. But we live in the era of the 24-hour news cycle. Human tendency is to prioritise negative over positive news content, and no one is immune from bad news. So...
Are you making the most of your valuable allowances, reliefs and exemption?
Once we enter January, the end of the 2019/20 tax year will be just over three months away on 5 April. As this date approaches, the window of opportunity reduces if you want to make the most of valuable allowances, reliefs and exemptions that could help reduce your...
Preparing Yourself For Retirement
If you are aiming to retire within the next five years, its time to get into the mindset of considering the practicalities of fulfilling your desired lifestyle and making plans. You now have just 60 pay packets left until you retire. This is a time when you’ll need to...
The Bank of Mum and Dad
The Building Societies Association (BSA) have recently published a raft of recommendations as to how the mortgage industry can support the Bank of Mum and Dad in their endeavours to help first-time buyers onto the property ladder. They have called for more innovative...
Stocks and Shares ISA
Helping you realise your long-term financial goals So you’re looking to accumulate a sum of money by investing. You may have a specific amount in mind. This could be to go towards helping to fund your child’s university fees or to pay for a trip of a lifetime. When...
Are you paying too much tax on your state pension?
Half a million workers past pension age could be paying unnecessary tax A significant number of people working past the state pension age could be paying unnecessary tax on their state pension, according to new research[1]. This is because they failed to take up the...