Financial Planning for Starting a Family in the UK
Starting a family is a significant life milestone that requires careful consideration, especially in terms of finances. The costs associated with having children can be substantial, and it’s essential to plan ahead to ensure your family’s financial...
Key Financial Considerations for Business Owners in the UK for 2024
Starting and running a business can be an exciting and rewarding endeavour, but it also comes with a set of financial responsibilities that every business owner should be well-versed in. Understanding these key financial considerations is crucial for making informed...
How to financially plan for 2024 as a woman
A recent report by the Financial Reporter revealed that career breaks, often taken for personal and family reasons, result in an average annual loss of nearly £2,500 in retirement savings for women – making it difficult when considering how to financially plan for...
How to Become Financially Secure as a Woman
With people remaining single is becoming more and more popular, and divorce rates are on the rise (the current divorce rate in the United Kingdom is currently estimated at 42%, but it could very well be higher) there has never been a more important time to be thinking...
Everything you need to know about national insurance in 2023_24
National insurance is a mandatory tax on your income that helps to pay for state benefits for people in need of them. National insurance goes towards helping people who are unemployed due to illness, bereavement or retirement, as well as state pension. In the UK you...
The ultimate guide to surviving increasing childcare costs as a working parent
Are you worried about the ever-rising cost of childcare? If so, I don’t blame you. The UK has the third most expensive childcare system in the entire world and in a recent survey, 97% of people expressed concerns that childcare is too expensive. The result is that...
Meeting Your Financial Goals
Meeting Your Financial Goals Meeting your financial goals can be a challenging and complex task, but it is crucial for ensuring a secure and prosperous future. One key aspect of achieving financial success is tax planning, as this can help to reduce your tax...
Use your ISA allowance or lose it
The individual Savings Account ( ISA ) is a popular tax-efficient savings and investment vehicle in the United Kingdom. It is important to start planning how you intend to use your ISA allowance before the tax year ends on the 5th of April because if you don’t use it,...