When I’m gone

When I’m gone

How a simple list can help your loved ones after your death Although it may not feel like it, your family finances are probably more precarious than you think. It’s all well and good when the breadwinners are healthy and working, but if something unfortunate were to...
Stop your business eating your income

Stop your business eating your income

I ask clients many questions, it’s part of the job, and for those who are self-employed or directors of limited companies, the main area of understanding is income! “How much do you pay yourself?” I ask. Three top answers are: Well I am not paying myself as much to...
Fix your finances….fast

Fix your finances….fast

Admit it! You are over spending on worthless ‘stuff’ and don’t have a clue where it all goes?! Yes, so many people feel like this!!! I really can’t tell you have many people have said this to me. “I don’t know where it all goes?” STOP SPENDING… that’s it!! Just stop…...
Changing Financial Habits

Changing Financial Habits

Admit it! You are over spending on worthless ‘stuff’ and don’t have a clue where it all goes?! Yes, so many people feel like this!!! I really can’t tell you have many people have said this to me. “I don’t know where it all goes?” STOP SPENDING… that’s it!! Just stop…...
Making the most of your pension

Making the most of your pension

Have you accumulated multiple plans that need reviewing? By the time we have been working for a decade or two, it is not uncommon to have accumulated multiple pension plans. There’s no wrong time to start thinking about pension consolidation, but you might find...