Financial protection
Families left in a precarious situation if the unforeseen were to happen We all intend that our plans will come good. But making sure that you and your family can cope if you fall ill or die prematurely is something we can too easily put to one side. In particular, a...
Retirement savings leap
But one in five young people still saving nothing The number of under-30s saving enough for retirement has risen sharply by 9%[1]. As the success of auto enrolment continues, two in five UK workers (39%) aged 22–29 years old are now saving adequately for retirement,...
To transfer, or not to transfer?
More than 100,000 people transferred out of Defined Benefit (DB) pensions in 2017/18[1]. A DB pension scheme is one where the amount you’re paid is based on how many years you’ve worked for your employer and the salary you’ve earned. The figures show that a large...
Protecting you and your family’s finances
Top reasons people gave for not taking out protection There are many things to consider when looking to protect you and your family. It may not be the most exciting of subjects, but it answers one of our most basic desires – to keep safe all that we hold dear...
When I’m gone
How a simple list can help your loved ones after your death Although it may not feel like it, your family finances are probably more precarious than you think. It’s all well and good when the breadwinners are healthy and working, but if something unfortunate were to...
Long-term saving could yield a £1m retirement pot for some millennials
The millennial generation don’t just spend their hard earned savings on smashed avocado and flat whites, but they do have a different attitude to money than older generations. In fact, some young people today or in future generations could accumulate a pension pot as...
Got the earnings but nothing to show for it?
When you see a see an article or magazine about finances, does a little part of you inside DIE!? Like the title is shouting “You aren’t smart enough to get clever with your finances” so you just skim over it and give it little attention…Or perhaps you just feel...
Stop your business eating your income
I ask clients many questions, it’s part of the job, and for those who are self-employed or directors of limited companies, the main area of understanding is income! “How much do you pay yourself?” I ask. Three top answers are: Well I am not paying myself as much to...