by Admin | Aug 15, 2020 | Articles, Blog, Entrepreneur, Financial Advice, Financial Planning, Pensions, Protecting What Counts, Saving and Investing, Taxation, Workplace
Wait for the bad weather to pass and stay the course Volatility fluctuates based on where we are in the economic cycle, but it is a normal feature of markets that investors should expect. When stock markets start correcting, daily injections of bad news may sound as...
by Admin | Aug 13, 2020 | Articles, Blog, Entrepreneur, Estate Planning & Wills, Financial Advice, Financial Planning, Protecting What Counts, Saving and Investing
Financial complexities of passing on wealth Passing on wealth is a sensitive subject, not just because of the financial complexities of it all, but also the emotion and family politics involved. Having built up their business or wealth, many families often wish to...
by Admin | Aug 10, 2020 | Articles, Blog, Entrepreneur, Estate Planning & Wills, Financial Advice, Financial Planning, Homes and Property, Mortgages, Protecting What Counts, Saving and Investing, Working Women
How to prepare your portfolio for inflation Very low or very high inflation is damaging to the economy. The aim is usually to try and keep the Consumer Prices Index (CPI) at 2% in order to maintain a ‘Goldilocks Economy’ – not too hot, not too cold. Over time,...
by Admin | Aug 10, 2020 | Articles, Blog, Entrepreneur, Financial Planning, Working Women
Investing in a wide range of different tax-efficient investments Individual Savings Accounts (ISAs) can be used to hold stocks and shares or cash, or any combination of these, up to the current annual limit. An ISA is a tax-efficient ‘wrapper’ that can be used to help...
by Admin | Aug 4, 2020 | Articles, Blog, Entrepreneur, Financial Advice, Saving and Investing
Making money by investing in other companies An investment trust is a public company that raises money by selling shares to investors, and then pools that money to buy and sell a wide range of shares and assets. Different investment trusts will have different aims and...
by Admin | Jul 26, 2020 | Articles, Blog, Estate Planning & Wills, Financial Advice, Financial Planning, Saving and Investing, Starting Out
Fewer ups and downs than investing directly in shares If you save regularly or invest a lump sum using a life insurance policy, you might choose to invest in a with-profits fund. These aim to give you a return linked to the stock market but with fewer ups and downs...
by Admin | Jul 23, 2020 | Articles, Blog, Financial Planning, Working Women
Investing in different things, with different strategies Pooled investment funds – also known as ‘collective investment schemes’ – are a way of combining sums of money from many people into a large fund spread across many investments and managed by a professional fund...
by Admin | Jul 20, 2020 | Articles, Blog, Financial Advice, Financial Planning
Making the decisions about when to buy and sell assets There are many reasons to invest through a fund, rather than buying assets on your own. At a basic level, investing in a fund means having a professional fund manager make investment decisions on behalf of the...
by Admin | Jul 17, 2020 | Articles, Blog, Financial Planning, Protecting What Counts, Saving and Investing
Informed decisions to improve your chances of achieving your financial goals If you want to plan for your financial future, it helps to understand risk. If you understand the risks associated with investing and you know how much risk you are comfortable taking, you...
by Admin | Jul 13, 2020 | Articles, Blog, Estate Planning & Wills, Financial Advice, Financial Planning, Protecting What Counts, Saving and Investing
Gathering information and developing your strategy Evaluating your financial and lifestyle goals in greater depth is essential if you want to get a picture of your future responsibilities and aspirations. With a full understanding of your circumstances and priorities,...
