Pensions: why have one, what do they mean for your future and what is the alternative?
The Office of National Statistics ONS, has revealed that just under 50% of people do not have any private pensions. This means that when they retire, they will be relying on the State or any investments they have to fund their income. Pension companies are struggling...
Could you be paying unnecessary tax on your State Pension?
Half a million workers past pension age could be paying unnecessary tax A significant number of people working past the state pension age could be paying unnecessary tax on their state pension, according to new research[1]. This is because they failed to take up the...
Challenging A Will
How To Challenge a Will – and Make Sure it Doesn’t happen to Yours. Most people think that when they die, whatever they have written into their Will will be adhered to and acted upon as you wished. However this is now not the case and can have huge effects...
How to write your will so that your family actually gets what you want to give them and how to avoid common mistakes
Plenty of people tell you to make a will especially when you have children, they say, make a will before it’s too late so you can protect your family. However not many people tell you what you need to write and how to write it, so experts are now saying that a badly...
Why silence isn’t necessarily bliss
Over six million adults refuse to discuss their will with loved ones Making a will is very important if you care what happens to your money and your belongings after you die, and most of us do. But have you tried to talk with your parents about their will? If that...
What happens if you die without a Will – ‘Dying Intestate’ explained…
Did you know that if you die without a valid Will in place, this is known as dying “Intestate”. It’s easy to think you don’t need a Will, because your possessions will naturally go to your loved ones when you die. But don’t be so sure. In these circumstances,...
Guide to Lasting Power Attorney (LPA)
It is difficult to comprehend that you would ever lose the ability to manage your own affairs, but mental and physical incapacity can happen to anyone at any time. In England and Wales, a Lasting Power of Attorney (LPA) is a legal document that allows you to appoint...
Safeguarding Your wealth for future generations
Steps to mitigate against Inheritance Tax Unforeseen life events and circumstances can potentially impact your finances in a number of ways. We can help you to safeguard your wealth for future generations. But for many of us, there can be a remarkable gap between our...