Your Future: how to build wealth that stands the test of time
Your future How to build wealth that stands the test of time. Long-term investments tend to be less risky in the end. By investing for the long term, you are committing to your investments, and history has shown that this strategy can pay off handsomely. This is also...
Mortgage Payment Holidays – are they the right decision for you?
In these ever-changing times and in the wake of the ongoing Covid-19 global pandemic, much has been publicised of the Government’s decision to ensure many banks and lenders offer mortgage payment holidays to anyone struggling with their finances as a result of...
Managing your business cashflow through these tough times (Updated 27th March 2020)
We’re in unprecedented times, that’s for sure. I don’t think any of us thought at the start of 2020 that this would be the situation the world would be facing: a global pandemic unseen in generations before. If you’re self-employed, a...
Self-employed finances
The number of people running their own businesses has soared in recent years, with a significant number being set up by someone aged over 50. But a high number of self-employed workers in the UK do not currently save into a pension. In light of recent events involving...
No Maths degree needed!
There is no getting away from it. To create and manage wealth, you’ve got to keep an eye on things. Getting a load of numbers in front of you, even as an experienced professional or business owner, can be daunting to say the least. What does it all mean? What am I...
Investing – how do you deal with bad news?
Creating and maintaining the right investment strategy plays a vital role in securing your financial future. But we live in the era of the 24-hour news cycle. Human tendency is to prioritise negative over positive news content, and no one is immune from bad news. So...
Are you making the most of your valuable allowances, reliefs and exemption?
Once we enter January, the end of the 2019/20 tax year will be just over three months away on 5 April. As this date approaches, the window of opportunity reduces if you want to make the most of valuable allowances, reliefs and exemptions that could help reduce your...
Preparing Yourself For Retirement
If you are aiming to retire within the next five years, its time to get into the mindset of considering the practicalities of fulfilling your desired lifestyle and making plans. You now have just 60 pay packets left until you retire. This is a time when you’ll need to...