Mortgages Archives - Evolution Financial Planning

‘No, thanks’ to downsizing

by Admin | Feb 2, 2021 | Blog, Estate Planning & Wills, Homes and Property, Mortgages, Protecting What Counts, Retiring, Working Women

More baby boomers plan to stay in their own home A growing number of ageing baby boomers are saying, ‘No, thanks’ to downsizing, choosing instead to remain in the same house in which they raised their family and created lifelong memories. Over two thirds of people say...

Green light for new type of home loan

by Admin | Sep 23, 2020 | Articles, Blog, Estate Planning & Wills, Financial Advice, Financial Planning, Homes and Property, Mortgages, Parents, Protecting What Counts, Saving and Investing, Starting A Family, Starting Out, Working Women

Product choice broadened in the later life lending sector In an effort to broaden product choice in the later life lending sector, the Financial Conduct Authority now treats Retirement Interest Only (RIO) mortgages as standard mortgages, instead of being regulated...

Inheritance Tax

by Admin | Sep 4, 2020 | Articles, Blog, Empty Nester, Estate Planning & Wills, Homes and Property, Mortgages, Protecting What Counts, Retiring, Saving and Investing, Wills

No longer something that only affects the very wealthy Inheritance Tax is no longer something that only affects the very wealthy, but the good news is that there are ways to limit the amount of Inheritance Tax your family may potentially face. When someone dies...

Building a diverse portfolio

by Admin | Sep 2, 2020 | Articles, Blog, Entrepreneur, Financial Advice, Financial Planning, Mortgages, Pensions, Protecting What Counts, Saving and Investing, Working Women

Time, patience and making informed decisions Making sense of today’s market headwinds and building a diverse portfolio should be key priorities for all investors. Whether you have a lump sum to invest or want to invest regularly each month, it’s important to know your...

Goldilocks Economy

by Admin | Aug 10, 2020 | Articles, Blog, Entrepreneur, Estate Planning & Wills, Financial Advice, Financial Planning, Homes and Property, Mortgages, Protecting What Counts, Saving and Investing, Working Women

How to prepare your portfolio for inflation Very low or very high inflation is damaging to the economy. The aim is usually to try and keep the Consumer Prices Index (CPI) at 2% in order to maintain a ‘Goldilocks Economy’ – not too hot, not too cold. Over time,...

What’s your magic number?

by Admin | May 22, 2020 | Articles, Blog, Financial Advice, Financial Planning, Mortgages, Parents, Pensions, Protecting What Counts, Saving and Investing

What’s your magic number? Your five-year plan to a comfortable retirement Retiring is a huge life event. And the very concept of retirement is changing with phased retirement becoming more common. The way we access our pension is now a lot more flexible, and it’s no...