When you see a see an article or magazine about finances, does a little part of you inside DIE!?

Like the title is shouting “You aren’t smart enough to get clever with your finances” so you just skim over it and give it little attention…Or perhaps you just feel that being clever with your finances is only something people with millions do.

Unless you have studied finances at college or university, it is unlikely that you would class yourself as financially intelligent… Many avoid money and their finances as they feel they aren’t clever enough or understand it well enough.

IQ, that is intelligence quotient, is a total score derived from one of several standardised tests designed to assess human intelligence. So, unless you have taken financial exams or you have cracked it personally with a massive amount of self-education, you wouldn’t class yourself as financially intelligent.

Most people make decisions based on their emotions, Emotional Intelligence (EI).  This is the capacity of individuals to recognise their own and other people’s emotions, to discriminate between different feelings and label them appropriately. They use EI to guide thinking and behaviour, and to manage and/or adjust emotions to adapt environments or achieve their goal(s).

This is why so many of my clients want to understand the full spectrum of information, not just the top three or four facts.

This can be misunderstood as questioning an expert but it is, in fact, how my clients’ process the information to make an informed decision. Women tend to avoid these decisions if they do not understand all the facts or, if they do, they would make the wrong decisions.

Women ask many questions of themselves when making financial decisions, such as:

They are taking into account not just their own position but they want to know all elements are taken into account such as: Affording it; What about the cover we have in place? What about what work they do for me? What about the investments we have already? What kind of return will that provide and is that enough? What about the children? What about our other goals? What will it stop us from achieving elsewhere?

Therefore, financial intelligence doesn’t come naturally to anyone, you have to learn it and develop the skills to understand it.

The result is that, often, no decisions are made. You are working hard, earning a good income but have nothing to show for it. This might mean no savings, holidays are limited and somehow paid for at the last minute. You get paid and by the end of the month you don’t know where it has gone.

Are you wanting to increase your financial knowledge? Do you find yourself cringing at financial information? Completely avoiding financial decision?

Let me help you!

Join me online…

If you have enjoyed reading this, I would love for you to join me online. I am running an hour webinar titled:

Three steps to money success…

Do you feel as though money just slips through your fingers? Would you like to have spare money each month with a savings pot for all you need in life? Then join me from the comfort of your own home online for this free webinar and if you can’t catch us live you can catch up via replay.

Many people don’t know where their money goes each month. They literally get to the end of each month and have no idea where it has all gone! They get very frustrated and know something has to change, but don’t know how or where to start. Pay day comes back round again, the process starts all over again.

Does this sound like you?

Join me on this webinar if you feel you’d like to make better money decisions, make a change which will make a massive positive impact on your bank account and give you long term peace of mind.  Register here:

FOR BUSINESS OWNERS AND EMPLOYEES – I’ll be sure to give my attention to both of you.