Life and Critical Illness Insurance
The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
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Get the peace of mind that if things go wrong, it’s covered.
Did you know?
Some insurance policies cover your children at no extra cost, meaning if the very worst was to happen and your child was seriously unwell, the money could be used to provide an additional income for your family.
Our plans help protect you and your family from the financial impact of illness, injury, disability, unemployment and death. Depending on which cover you choose, you could either get a lump sum or a regular income. These payments could help you with bills, debts and outgoings. And they could help you meet extra costs you might not expect, like medical bills or paying for care.
Did you know?
That not all critical illness policies cover breast cancer.? Breast cancer in situ is not often covered however some insurance companies offer up to 25% of the policy value. Always check the small print!
Why would you have life and crucial illness insurance?
You would have this kind of insurance to cover a mortgage or debt, to cover a lifestyle that your family has come accustomed to or provide income to young children until they are of adult age.
How do you know what level of critical illness you are getting?
There is a guide call Defacto who are an independent researcher of financial products. They produce star ratings based on a selection of factors.
Each insurance company covers a certain amount of defined definitions ranging from 25 to 166. Some of these definitions are what is referred to as ABI – Association of Business Insurers, meaning out of those particular amount of definitions some of them are up to the ABI standard.
As whole of market insurance brokers we are able to look at all the insurance companies on the market, offering rates which are not available on the interest or the high street. We are able to provide no-obligation quotes or reviews for our clients, with full advice and recommendations at no cost to the client.