Here at Evolution Financial Planning, we love to provide our clients with great advice around your personal finances and mortgage advice with our top tips for mortgages. Getting mortgage advice is so important when a mortgage will be your biggest financial purchase ever! Getting it right is key and often clients don’t know when they have got it wrong. It’s only when they get mortgage advice they see what they missed.
Getting mortgage advice is so important when a mortgage will be your biggest financial purchase ever! Getting it right is key and often clients don’t know when they have got it wrong. It’s only when they get mortgage advice they see what they missed.
It’s only when they get mortgage advice they see what they missed.
Here are three tops tips for mortgage advice
1. Mortgaging every two years is something of the past and thank god, as every time you do this you’re paying a product fee. Check with your existing lender the existing deals they can offer you, and then call us for independent advice.
2. Overpayment and offset mortgages can save clients lots of interest long term, but often your existing mortgage has facilities already in place. Ask your existing lender if you can make over payments, how much can you over pay by, when the overpayment is taken into account and consider how the overpayment affects your account. Either you can reduce your term of the mortgage or the amount you owe.
A mortgage is the biggest financial commitment you will ever invest in, it’s important to get it right!
3. Do you want to move up the ladder or just start on the ladder? Then saving like you have a mortgage not only builds a deposit but also proves to the lender you are capable of borrowing an amount therefore assist you in getting a mortgage.
For a no obligation report, at our cost, on your mortgage advice needs contact us today!
Not ready to contact us yet? See our page ‘arranging mortgages’ section clicking here or See our best buys section clicking here
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